Regulation index
International KYC requirements by country
The operational question is rarely “does KYC apply?” It is who is in scope, what event starts CDD, what must be evidenced, and how long the proof stays on file. Each page starts there and links back to the law.
“Current” means the cited sources were checked on the displayed review date. “Transition” means a live implementation window or relief affects what a business must do now. Neither label says that a specific company is in scope.
Country summaries
Choose a country-specific KYC requirements guide
6 jurisdictions
Australia
TransitionReporting entities that provide a designated service. The designated-service tables, exemptions, and transitional status determine whether the duties apply to a particular business.
Canada
CurrentReporting entities listed in section 5 of the PCMLTFA. The event that triggers identity verification varies by business sector and transaction type.
Germany
CurrentObliged entities listed in section 2 GwG, including specified financial institutions and non-financial professions. Sector rules and supervisory circulars can add detail.
Hong Kong
CurrentFinancial institutions and designated non-financial businesses and professions covered by the AMLO. This summary focuses on HKMA-supervised authorized institutions.
United Kingdom
CurrentRelevant persons within regulation 8, including specified financial institutions and professional or commercial activities. Sector guidance and supervisor rules add implementation detail.
United States
TransitionThere is no single U.S. KYC rule for every business. This summary covers banks subject to 31 CFR 1020.220. Broker-dealers, mutual funds, futures firms, MSBs, and other sectors use separate BSA rules.
Direct answers